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smart financial aid tips and student loans

Financial Aid Guide: Bookmark Site

Understand the Financial Aid Process


Get a quick review of the financial aid process

all summarized in 6 quick notes.

Become Qualified

view what's needed to qualify for student financial aid. Understand college costs, dependency status and expected family contribution (EFC).
 

Submit FAFSA Form

students (and parents) must submit the FAFSA to start the aid process. The FAFSA is used by colleges and agencies to determine eligible aid amounts.
 

Review the SAR

the Student Aid Report (SAR) summarizes your FAFSA information and calculates EFC. Review it carefully for changes and corrections.
 

Get Award Letter

colleges will use the SAR to determine your eligible financial aid awards. Compare your award letters among colleges to determine best aid package.
 

Analyze Aid Options

financial aid options include grants, scholarships, work-study, loans, state aid, community service, and other federal and private aid. View options.
 

Apply and Manage

apply for scholarships, federal and private financial aid. Learn how to best budget and manage student funds to avoid getting into excessive debt.