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About Private Student Loans

Summary Information:

You can borrow up to $45,000 each academic year 1
for both undergraduate and graduate level programs. Private Student Loans can be used to make up the difference between total cost of school and any financial aid that the student may receive.

Loan Amounts: get up to $45,000 annually 1
  Payments Begin: no payments until after graduation 2
  No Upfront Fees: pay zero origination fees 3
  Exclusive Gift: get a $300 rebate upon graduation 4
  Disbursement: funds sent in as little as 5 business days


The advantage of Private Student Loans is speed and processing.
When that tuition bill is due and you don't have enough money, simply submit your application and receive funds in little as 5-10 days if you qualify. Funds are disbursed directly to the student.

where to next
apply for student loans apply for private student loans
about student loans

view private student loan product information
links to our SayStudent.com aid center

other notes of interest:

manage student loans

manage your student funds electronically

Legal Notes:

1 Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $45,000.

2 Undergraduates and graduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available.

3 A repayment finance charge may apply based on credit history.

4 $300 principal reduction is applied to unpaid principal balance when proof of graduation is received. If outstanding balance is less than $300, balance will be reduced to $0.